One of the first things you must do after you’ve been involved in a car accident and suffered injuries is filing and insurance claim with your insurance provider or with the insurer of the party responsible for the accident. A well-crafted insurance claim will allow you to receive compensation for any lost wages, medical expenses, pain or suffering that could arise from the accident. If you have never been involved in a car accident, you might not be well aware of how to proceed with settling your car accident injury claim. To help you with the process, here are a few tips to help you settle your injury claims within the shortest time possible.
Where Should You Begin?
Even if your accident has been caused by a third party, the chances are that you will not be working directly with the driver as you try to settle your claim for injuries. In most cases, you will find yourself working with the third party’s insurance company. It is for this reason that you should take time to consolidate certain information while still at the accident scene. Some of this information may include; the third party’s name, contact, insurance company and any witnesses at the scene. It’s also an excellent idea to take photographs before leaving the accident scene.
If you are to successfully pursue and settle a car accident injury claim, you will need to have a lot of information to act as evidence that you really deserve compensation.
What Type Of Compensation Are You Likely To Receive?
Once you have been involved in a car accident, the chances are that you will not only suffer physical injury put also physical damage of your property. In such a case, here are some of the damages you can collect:
- Vehicle damage
- Personal property damage – You are liable to receive compensation for items such a bike in your car carrier or a laptop that was damaged during the accident.
- Car rental – A majority of insurance firms will compensate you for the rental car that you hired while your vehicle was undergoing repair.
- Miscellaneous Expenses – Obviously, when you’re involved in a car accident, you might need to hire a taxi to get to the police station or home so an insurance company will also compensate you for that.
Although you’re liable for compensation for all the four damages listed above, an insurance company normally extends your settlement offer based on the documentation and information you have. So, if you do not have proof to show that you had some miscellaneous expenses, then you might not be entitled for compensation.
What If You Are Injured?
Well, this is the most dreaded aspect about car accidents because it can derail your pursuit for car accident injury claims. The process of getting your claim settled can be difficult, particularly if you have to be in and out of hospital. In such a scenario, it is advisable that you seek the services of a motor vehicle accident lawyer. By hiring a car accident lawyer, you will not have to run in and out of hospital because the professionals will be there to pursue your claims and get them settled in the shortest time possible. Although hiring a car accident lawyer comes at a cost, it is definitely worth the money.